VISION
SEEING DISTANT EVENTS UP CLOSE
We specialize in designing and managing
premium-finance life insurance strategies for
UHNW individuals and families.
We specialize in designing and managing
premium-finance life insurance strategies for
UHNW individuals and families.
Our design is tailored to your health, financial profile, and long-term aspirations.
Through comprehensive assessments—including medical underwriting, balance sheet analysis, and legacy planning—we craft a solution that aligns with your risk tolerance, estate planning needs, and wealth transfer objectives.
This personalized design ensures the financing structure, policy product and size, and exit strategy are optimized to support your aspirations while preserving capital and enhancing intergenerational wealth.
When design is finalized, our team works with the insurance carrier, premium-finance lender, and your family office group to implement.
We manage every step—from underwriting and policy issuance to loan structuring and financial documentation—ensuring seamless communication, timely execution, and alignment across all parties.
Our white-glove approach streamlines the process, minimizes the workload on you, and provides confidence that every detail is handled with precision and professionalism.
Ongoing management is our core business. Unlike traditional insurance agents who step away after the sale, we’ve built a full-service team dedicated to the long-term management of your plan.
We proactively monitor performance, coordinate annual reviews, and make strategic adjustments as needed.
Through continual oversight, we ensure the strategy remains aligned as your life evolves, delivering long-term stability and peace of mind.
Email: team@vcgllc.com | Phone: 435-899-0172