Our Team

Sam's background in farming and agriculture gives him a unique perspective and ability to lead engagements for families who wish to preserve real property, business assets and to create a legacy.
Sam has 12 years of experience in the insurance planning and high net worth risk management space. His strong relationships with leading insurance companies enables him to both design and implement large and complex life insurance solutions.
His greatest achievements are his children and spending quality time with them in the mountains and deserts around Southern Utah, Northern Arizona and at their cabin in Montana. Sam is an avid cross country runner. He recently completed, what many argue to be the world's most challenging ultra-marathon, the Grand to Grand, a grueling 172-mile fully self-supported race over six days across the Grand Staircase.
Sam studied communications at Southern Utah University. He and his wife, Mandy, reside in Saint George, Utah, with their four children.

With 20 years of experience in the life insurance industry, Stephen has observed significant market and industry shifts, which enable him to advise clients on the successful implementation of insurance strategies tailored to exactly meet their needs. Stephen's passion is to connect, serve and help others grow and prosper.
Stephen leads VCG's financial modeling team as they work with family office teams to compare and contrast different strategies. VCG's team works very closely with their clients' accountants, attorneys and other advisors to collectively work in the best interest of the client to meet defined financial objectives.
Stephen has served in various consulting roles at Arthur Andersen, Computer Associates and Covey Leadership. He graduated as an officer from The South Infantry School and was deployed as a platoon commander.
Stephen immigrated to the United States from South Africa in 1991 to attend Brigham Young University’s Marriott School of Management, where he was selected as the Kemper Insurance Scholar in 1992. His Kemper (Zurich Insurance) experience gave him assignments in risk underwriting, claims management and communications. He and Denise are the parents of four girls and two boys.

Paul's primary responsibility at Vision Consulting is to develop strategic partnerships and new business.
Prior to joining the firm, Paul enjoyed a highly successful career in the National Football League (NFL) from 2009 to 2016. As a starter on defense for the Ravens for several years, his crowning achievement during his Baltimore career was winning Super Bowl XLVII in 2013. Paul moved on to play with the Cleveland Browns and New Orleans Saints. He excelled as a team captain and a chosen representative of the NFL Players Association.
Paul was raised in Utah’s Wasatch mountain range and was recognized for excellence at every junior level, was highly recruited by the nation’s largest universities, but in the end decided to stay close to home and family to attend the University of Utah where he gained tremendous experience in winning and work ethic under the coaching of both Urban Meyer and Kyle Whittingham. Having gained enough experience, confidence and recognition by experts and scouts after just three seasons, Paul decided to enter the 2009 NFL draft and was selected by the Baltimore Ravens in just the second round.
During his NFL career and since retiring, Paul has been involved in the acquisition, disposition and development of real estate assets.
Paul and Jacqui are the parents of two girls and reside in Scottsdale, Arizona. They enjoy the summers at their cabin in Park City, Utah. Paul enjoys the outdoors and is an avid golfer.

Michelle directs the firm's new case submission and underwriting processes. Her experience and knowledge in preparing, processing and issuing large insurance cases makes her an extremely valuable member of the VCG team. Michelle knows how to successfully navigate the complexities and challenges associated with the placement and management of large life insurance policies.
Michelle has a gift for multi-tasking, listening and possesses an intense commitment to follow-through and get things done. She is the heart and soul of VCG's new business and client services group.
Michelle enjoys spending time outdoors gardening, hiking, swimming and playing with her son and many nieces and nephews. She recently completed her third half-marathon. She lives in Saint George, Utah with her son and fur baby, a Golden Doodle.